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APAC AI + truuth

APAC AI & truuth: ultimate protection against AI-based fraud across Asia Pacific

Strategic Partnership

We are excited to announce a strategic partnership between APAC AI and truuth, bringing truuth’s global Fraud-Detection-as-a-Service platform to enterprises across the Asia Pacific region.

truuth detects the generation and manipulation (deepfaking) of documents & images, as well as mitigating identity fraud across the entire customer lifecycle. With an easy-to-use micro services architecture, truuth can plug in to any incumbent platform. Asia Pacific organisations can now protect themselves, and their partners and customers, against advanced generative AI threats without replacing existing legacy technology.

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Key Metrics & Global Impact

The scale of the problem, and the precision of the answer

$635B USDGlobal losses from Account Takeover (ATO) fraud in 2023
808%Surge in ATO fraud within the Fintech sector from 2022 to 2023
29%Of global consumers directly impacted by identity fraud
>99%Accuracy detecting repeat fraudsters through privacy-compliant hashes
190+Jurisdictions covered, with full data sovereignty and privacy compliance
The Power of ‘truuth’ in Asia Pacific

Why legacy identity verification fails

Most organisations rely on legacy Verification of Identity (VOI) tools that are unable to detect synthetic media or deepfakes. Fraud syndicates actively exploit these vulnerabilities using Generative AI to produce hyper-realistic fake IDs, forge documents, and execute account takeovers at scale.

From AI-generated car collision photos, to falsified pay slips, bank statements, work permits and certificates of authenticity, human review and legacy software can no longer distinguish real documents from synthetic creations. It requires advanced AI models to detect AI-generated fraud.

Meet truuth: a global Fraud-Detection-as-a-Service platform
The ‘truuth’ Advantage

Verify the real human behind every digital interaction

truuth provides continuous identity assurance. By combining AI tests for user liveness with cross-consortium checks of users, devices, and images, truuth delivers complete lifecycle protection against AI-driven identity attacks.

Product Suite Overview

truuth Verify

Threat Detection & Intelligence
  • Repeat user/document/image checks on hashed
  • Uncover deepfaked documents and images
  • Fraud Audit on historical VOI, documents and images

truuth KYC

Continuous User Verification
  • AI models for ID document detection & classification
  • Automated ID document falsification checks
  • Document data extraction & AI user liveness verification

truuth BioPass

Biometric MFA & Authentication
  • True passwordless Identity Provider (IDP)
  • No-code MFA add-on for existing IAM platforms
  • Full FIDO 2nd-factor / Passkey integration
  • Real-time authentication of the human behind the device
Consortium approach

The 5-Layer Deepfake Defense Framework

truuth detects deepfake fraud through a consortium approach combining five powerful AI checks.

Deepfake Document & Image Tests

Deploys state-of-the-art Synthetic Image Detection (SID) and Image Forgery Localisation (IFL) models to expose synthetic media.

Repeat Image Tests

Detects exact duplicate images previously submitted or downloaded from the web (invoices, pay slips, bank statements, damage photos).

User Liveness Checks

Verifies face matches and proof of liveness to block deepfake injection attacks.

Repeat Persona Checks

Identifies repeat fraudsters with >99% accuracy using privacy-compliant hashes for face vectors and PII credentials.

Fraud Connection Graphs

Maps connections across devices, emails, IP addresses, mobile numbers, and personas to uncover fraud networks.

Face match and user liveness check

Layer 3: face match and user liveness

Fraud graph linking devices, emails, IPs and personas

Layer 5: fraud connection graph

Enterprise Scenarios

Automated mitigations for the fraud you actually see

Fraud VectorThe Threat Scenariotruuth AI Mitigation
Duplicate Claims / InvoicesFraudsters submit the same invoice or asset photo across multiple claims or insurers.Real-time checks against client databases, consortium collections, and web image indexes.
Header & Detail EditingFraudsters replace vendor details, dates, or addresses on authentic invoices.Visual header matching, metadata forensic checks, and a ‘ground truth’ vendor database validation.
Uninsured Asset FraudClaims submitted for assets (e.g. pets) not covered by the policy.AI image vector segmentation (e.g. pet breed) & asset prediction, and unique Digital ID creation.
Uncovered Person ClaimsSubmitting claims under another person's name or modified credentials.Guided 60-second VOI (ID scan + selfie) matched against invoice/claims owner, as well as assets on the database.
Stolen Credit Card LaunderingPurchasing policies with stolen cards, cancelling, and requesting refunds to mule accounts.Mandatory VOI and 5-second selfie authentication prior to refund processing.
Multi-Insurer Repeat FraudSyndicates submitting fraudulent claims across different organizations.Consortium-wide vector matching across faces, PII hashes, and document images.
Mass AI Deepfake AttacksGenerative AI used to mass-produce thousands of fake invoices or documents.Synthetic Image Detection (SID), IP/geolocation anomaly detection, and session analysis.
Location SpoofingClaims submitted from unexpected or spoofed locations.Capture SDK extracts raw image geolocation metadata and compares against registered addresses.
Font TamperingOff-the-shelf tools used to edit amounts or details using inconsistent font styles.AI font prediction models analyze character fields to flag anomalous font families.
Signature ForgeryForged signatures inserted into loan applications or contracts.Vector signature matching against ground-truth samples and image splicing detection.
Key Benefits for Business

Protection that fits the stack you already run

  • End-to-End Lifecycle Protection: Unifies historic silos of KYC, MFA, and Fraud Scoring into a single protective layer.
  • Frictionless User Experience: Password-less, device-agnostic authentication allowing users to authenticate with their choice of biometrics.
  • No-Code Integration: Rapidly deploys on top of legacy platforms without complex code modifications or security overhead.
  • Global Sovereignty & Compliance: Fully compliant with data privacy laws across 190+ international jurisdictions.
  • White-Label Solution: Easily configured to reflect your company's brand and tailored user workflows.
  • Measurable Cost Reduction: Eliminates expensive manual review processes and dramatically cuts losses from Account Takeover (ATO).
truuth client benefits

Get started with truuth & APAC AI

Protect your enterprise against the next generation of AI-driven fraud. Contact the APAC AI team today to schedule a demonstration or discuss integrating truuth with our Agentic AI partners into your tech stack to deliver peace of mind and protection for your organisation, partners and customers.

Contact APAC AI

ian@apacai.ai  |  gordon@apacai.ai